Carmen Rodriguez, Author at Negotiate Payday Loan

How to Help a Friend or Family Member Stuck in Payday Loan Debt

Payday loans don’t just hurt individuals — they affect families, friends, and entire households. If someone close to you is […]

Escaping payday loan debt is a major win — but what comes next? Many borrowers feel financially drained, credit-damaged, and

A payday loan on your credit report — especially if it went unpaid or to collections — can hurt your

If you can’t pay off your payday loan in full, you might be eligible for an Extended Payment Plan (EPP)

Talking to a payday lender can feel intimidating — especially when you’re already behind on payments. But the right words

Drowning in payday loan debt and hoping it might just go away? While full forgiveness is rare, there are situations

Payday loans are designed to be short-term — but when the fees snowball, they can trap you in a long-term

Payday loans can feel unfair — especially when the fees keep piling up. It’s tempting to just stop paying. But

If you’ve received notice that your payday loan has been “charged off,” you might assume the debt is gone. But